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How much equity do you need to refinance your mortgage?

Take the time to run the numbers before you start applying for a home refinance.As states continue to make tough decisions about reopening the economy, many homeowners are considering taking advantage of lower interest rates with a mortgage refinance. Mortgage rates hit another historic low with 30-year fixed-rate loans averaging 2.98 percent and 15-year fixed-rate loans averaging 2.48 percent, according to Freddie Mac.Interest rates have been steadily declining since then Federal Reserve made speed reductions in March in response to the coronavirus pandemic.Since interest rates are so low, it may be a good time for you to consider refinancing your…

What you need to file a car insurance claim: South Florida Caribbean News

Being involved in a car accident can be a scary and traumatic experience. Car insurance is intended to protect the victims of an accident from the financial problems and problems that arise as a result of an accident. However, the cover is not provided automatically, you still have to file a claim to secure this compensation. Here is everything you need to know when filing your car insurance claim. Take care of your injuries If you or others involved in the accident are injured, contact your healthcare provider immediately. Your health and well-being and that of your passengers should be…

Russian opposition activist Alexei Navalny sentenced to 3½ years in jail

Russian opposition activist Alexei Navalny sentenced to 3½ years in jail

Russian opposition activist Alexei Navalny has been sentenced to three-and-a-half years in prison in a case widely seen as an attempt to neutralise President Vladimir Putin’s most prominent critic.In a tense hearing in Moscow’s Simonovsky court on Tuesday that intermittently descended into bouts of quarrelling between the legal teams, the judge agreed with prosecutors who alleged that Mr Navalny had violated the terms of a suspended sentence for fraud he received in 2014, by not immediately returning to Russia from Germany after recovering from a nerve agent poisoning last autumn.The judge said that the close to a year already served…

5 times to consider it

The refinancing process can be cumbersome and expensive - but it's worth it in the long run. Before you jump in, make sure you refinance for the right reasons.Some people refinance for reasons that are ultimately not economically advantageous. For example, you can refinance for a longer term for lower monthly payments but end up paying thousands more in interest by extending your loan.However, there are many good reasons to refinance. Here are five ways it can be helpful to refinance your mortgage:Prices are at historic lows right now, so it may be worth switching your current mortgage to one…

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