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Mortgage rates are still incredibly low – but beware of the refinancing trap.

If you took one mortgage as recently as a year or two ago there's a good chance you cracked a Budweiser to celebrate your incredible interest rate. Fast forward to today, and home loans are even cheaper. At the time of writing, the average interest rates on a 30-year mortgage in the area are below 3%, something that seemed unthinkable even a decade ago. If you are like many homeowners, this may make you wonder: Should I refinance my mortgage now? While trading in your existing home loan for one with lower interest rates may seem like an easy call,…

Johnson & Johnson vaccine exhibits 66% efficacy for reasonable and extreme Covid

Johnson & Johnson vaccine shows 66% efficacy for moderate and severe Covid

Johnson & Johnson’s coronavirus vaccine has proven an total 66 per cent efficacy fee at stopping reasonable and extreme Covid-19, though trial outcomes point out it's much less efficient in opposition to the virus variant first found in South Africa.Anthony Fauci, chief medical adviser on Covid-19 to the White Home, mentioned the outcomes have been a “wake-up name” about the necessity to modify to the brand new variants — and different new strains that he mentioned have been sure to evolve. The vaccine was 57 per cent efficient in South Africa, the place the 501.v2 variant first emerged, in contrast…

Two Texas real estate agents who flew to DC in a private jet and ‘stormed the Capitol’ are charged

Two more Texas real estate agents have been arrested for storming the US Capitol Building after flying into Washington DC with a private jet. Jason Lee Hyland, 37, and Katherine 'Katie' Schwab, 32, were charged on Thursday with disorderly conduct and knowingly entering or staying in a restricted building without lawful authority. The Daily Beast reports. The charges come two weeks after another member of their private jet - 50-year-old Jennifer 'Jenna' Ryan - was also arrested with the same offenses. Ryan documented the group's extravagant trip to DC and shared photos for social media inside the lavish private jet.…

2% Mortgage Rates: Real or Marketing Gimmick?

Mortgages below 2.5% are real - for some United Wholesale Mortgage (UWM) created headlines recently to offer 2.5% mortgage and refinancing rates. Now it has lowered the beam further with one 2.25% VA loan rate. And other lenders are following suit. At the time of this, at least one lender is entering our network offered 30-year refinancing rates as low as 2.49% (2.644% APR). * But how realistic are these rates? Is 2.5% the exception, or is it a real rate available to ordinary borrowers? As always, it depends on what you qualify for. Find and lock a low rate…

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