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Progressive’s Snapshot Rule Change Could Reduce Car Insurance Rates Faster – Forbes Advisor

Editorial Note: Forbes may earn a commission on sales made from affiliate links on this site, but that does not affect our editors' opinions or evaluations. Getty Progressive is temporarily changing its Snapshot program in an effort to help reduce car insurance rates for its customers during the Covid-19 pandemic. Snapshot is one use-based insurance (UBI) program that can result in better prices for drivers who have good driving habits. Snapshot uses either a device installed in your car or a mobile app to track your driving behavior. Snapshot measures fast accelerations, hard braking, mileage and time of day. For…

Loans in indulgence that can now be refinanced – why you need to act fast

New rules shorten the waiting time for refi and get lower prices after indulgence. (iStock)Borrowers who recently took advantage of indulgence plans will not be penalized when it comes to getting a better interest rate or even buying a new home.If you took one severity due to the coronavirus crisis and suspended your mortgage payments, you are still entitled to refinance your mortgage this year, according to a recent announcement from the Federal Housing Finance Agency (FHFA).Here's everything you need to know about refinancing your mortgage loan (while mortgage rates are at record highs).New rules allow borrowers in indulgence to…

Bucs are “ready to roll” after final full training

Getty Images Only two more are sleeping until kickoff, and the Buccaneers can’t wait. They put their finishing touches on the game plan, and after Friday's practice, Bruce Arians declared them ready. "They are ready to roll. They are ready to go, ”Arians told Rick Stoud Tampa Bay Times in the pool report. "It's just ticking the I's and crossing the Ts and finishing it all up until playing time." Bucs practiced outside under sunny skies and 70 degree temperatures, albeit with a strong westerly wind. They practiced for 90 minutes and worked with different situations such as short yardage…

How to refinance your mortgage in 5 easy steps

Mortgage rates are at a record low - and it is simple to refinance your home loan. (iStock)Do you think it's time to refinance your mortgage? You are in good company.Refinancing applications in the United States rose 6.8% in the week ending August 7, almost twice as much as a year ago, according to the Mortgage Bankers Association (MBA)'s Weekly survey on mortgage applications. Chalk up the refi incentive for record low mortgage rates: The average interest rate on a 30-year fixed mortgage has hovered below 3 percent in recent weeks, reports mortgage lender Freddie Mac.You can Explore your mortgage…

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