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Refinance your mortgage before record low interest rates disappear

Housing volatility may affect rates later in the year. Here's why refinancing your mortgage can now be a smart move. (iStock)There is little that the COVID-19 outbreak has not touched, but homeowners can find relief in the impact of the pandemic on home financing prices and mortgage rates. Even homeowners who bought as late as last year can benefit from it refinance their existing mortgage now. Low prices may not last indefinitely; With uncertainty surrounding the end of the pandemic, the state of the economy and businesses and schools reopening, those considering refinancing their mortgages should act sooner rather than…

When should you refinance your mortgage?

Interest rates are at historically low levels, signaling a good time for refinancing. (iStock)Mortgage refinancing rates are on a downward trend with the shadow of COVID-19 looming over the U.S. economy.Larger mortgage lenders agree that mortgage rates continue to slide to historically low levels. Wells Fargo estimates an interest rate of 2.93 percent for 30-year fixed-rate mortgages by the end of 2020. Fannie Mae is not far behind, demanding an average interest rate of 3.05 percent in the latter half of the year.Mortgage lenders say it's a good time to refinance a mortgage. However, homeowners who want to refinance right…

Publish-Brexit penalty reveals the ability of the bank card duopoly

Post-Brexit penalty reveals the power of the credit card duopoly

Monetary regulation can be totally different and higher after Brexit, promised UK chancellor Rishi Sunak. Sam Woods, who heads the Prudential Regulation Authority, talked of being free of the “shackles” of Brussels’ guidelines.However UK policymakers, and most different supporters of post-Brexit deregulation, in all probability didn't take into account the quintupling of sure bank card charges when Britons purchase items from the EU.That's now what is occurring when Mastercard debit and bank cards are used — because the Monetary Instances revealed final week. From October, service provider’s so-called “interchange” charges will soar from 0.3 per cent of the transaction worth…

Air Charter Service predicts Private Jet Travel’s prospects for 2021

With concerns about social distance causing most of the public to continue to avoid traveling by commercial plane as the new year begins, more and more travelers are beginning to explore the possibilities of flying via private aircraft.Even while most placed travel plans on hold in 2020, travel consultants noticed a significantly increased interest from their clients in flying privately. While demand in most segments of the travel industry reached the bottom, private jet charters saw huge increases. Air Charter Service (ACS), the world's largest airline charter broker, reported a 49 percent increase in leisure inquiries and a 14 percent…

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