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Life insurance sales are moving online, complexity keeps agents in play – InsuranceNewsNet

MINNEAPOLIS - A recent study out of over 100 health / life insurance experts found that 59% of professionals in the industry believe that there is a big step online for consumers in the insurance purchase process for personal products such as life, health and property and casualty insurance. Only 27% said the move was important to companies. The industry believes that consumers are in the middle of a digital first step, while business owners / employers are slower to take turns. Society of Insurance Research (SIR), a private, non-partisan, non-profit group for insurance researchers to link and collaborate with…

Refinance your mortgage before this new fee takes effect

If you want to save the most money on your refinancing, start the loan process now. (iStock)If you wish to save money by refinancing your home - then it's time.There are plenty of reasons to refinance, but avoiding an inbound Fannie Mae and Freddie Mac refinancing fee is now at the top of the list. The mortgage companies are starting to charge one Unfavorable market refinancing fee on December 1, 2020. The new fee, originally scheduled to begin on September 1, adds a 0.5% fee to all refinancing loans. The 5% fee is equal to 50 basis points.If you are…

How much can you save by refinancing your mortgage?

Pledge rates are on record low, so it is not surprising that refinancing applications have been submitted in large quantities by 2020. On August 6, Freddie Mac data showed 30-year-olds mortgage rates had reached a very low level of 2.88%. And according to the Mortgage Bankers Association, refinancing applications are 84% higher than they were at this point last year.With that in mind, if you haven’t pulled the trigger on refinancing yet, here’s an overview of how to determine how much you can save on refinancing.How much could you save?This is a more complicated question than it may seem. Many…

POINT / COUNTERPOINT: The Biggest Impact of Medicaid Expansion in Mississippi | Opinion

Point by Dr. Ed HollidayNow is the time for the Mississippi legislature to expand health coverage to an estimated 170,000 Mississippi. With new improved blockchain technology combined with the already proposed plan from the Mississippi Hospital Association (MHA), we can expand our Medicaid program at no cost to Mississippi taxpayers. If they are innovatively designed, those employees eligible for the Medicaid expansion program will bring a 90% to 10% federal match raised through a combination of the existing MHA plan and the use of blockchain technology. Two years ago, blockchain health administration was an experiment, but now it is a…

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