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Now is a good time to refinance your mortgage

Now is a good time to refinance your home. getty Updated August 30 with more information on loan delivery to Freddie Mac and Fannie Mae. Two weeks ago, both Freddie Mac and Fannie Mae FNMA announced one new fee for refinancing mortgages 0.5%. The new fee was scheduled to start on September 1, 2020. However, Fannie Mae and Freddie Mac yesterday both announced that the new fee will be delayed and will now apply to loans delivered on or after December 1, 2020. This gives home buyers an additional three months to refinance their mortgage without having to pay this…

How To Refinance Your Mortgage With Bad Credit

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders that we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, referred to herein as "Credible."A low credit score does not mean you can not refinance your mortgage. In fact, there are many refinancing options to consider whether you have bad credit. If you have bad credit and want to refinance your mortgage, here is what you need to know: How to refinance a mortgage with bad credit If you have…

Life insurance sales are moving online, complexity keeps agents in play – InsuranceNewsNet

MINNEAPOLIS - A recent study out of over 100 health / life insurance experts found that 59% of professionals in the industry believe that there is a big step online for consumers in the insurance purchase process for personal products such as life, health and property and casualty insurance. Only 27% said the move was important to companies. The industry believes that consumers are in the middle of a digital first step, while business owners / employers are slower to take turns. Society of Insurance Research (SIR), a private, non-partisan, non-profit group for insurance researchers to link and collaborate with…

4 reasons why retirees need to refinance their mortgage right now

Before you refinance your home as a retiree, be sure to run the numbers. (iStock)As mortgage rates remain sitting record low, more choosing to refinance their current home loan to save money. These record lows, thanks to measures taken by the Federal Reserve as a precaution against the effects of the coronavirus pandemic, could potentially help homeowners save thousands of dollars. If you are retired and still owe money in your home, you may be wondering if refinancing is a smart financial move.Before you make any decisions, we have put together a list of four things you need to think…

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