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Now is a good time to refinance your mortgage

Now is a good time to refinance your home. getty Updated August 30 with more information on loan delivery to Freddie Mac and Fannie Mae. Two weeks ago, both Freddie Mac and Fannie Mae FNMA announced one new fee for refinancing mortgages 0.5%. The new fee was scheduled to start on September 1, 2020. However, Fannie Mae and Freddie Mac yesterday both announced that the new fee will be delayed and will now apply to loans delivered on or after December 1, 2020. This gives home buyers an additional three months to refinance their mortgage without having to pay this…

Loans in indulgence that can now be refinanced – why you need to act fast

New rules shorten the waiting time for refi and get lower prices after indulgence. (iStock)Borrowers who recently took advantage of indulgence plans will not be penalized when it comes to getting a better interest rate or even buying a new home.If you took one severity due to the coronavirus crisis and suspended your mortgage payments, you are still entitled to refinance your mortgage this year, according to a recent announcement from the Federal Housing Finance Agency (FHFA).Here's everything you need to know about refinancing your mortgage loan (while mortgage rates are at record highs).New rules allow borrowers in indulgence to…

2% Mortgage Rates: Real or Marketing Gimmick?

Mortgages below 2.5% are real - for some United Wholesale Mortgage (UWM) created headlines recently to offer 2.5% mortgage and refinancing rates. Now it has lowered the beam further with one 2.25% VA loan rate. And other lenders are following suit. At the time of this, at least one lender is entering our network offered 30-year refinancing rates as low as 2.49% (2.644% APR). * But how realistic are these rates? Is 2.5% the exception, or is it a real rate available to ordinary borrowers? As always, it depends on what you qualify for. Find and lock a low rate…

WHO investigators probe Wuhan virology lab

WHO investigators probe Wuhan virology lab

The World Health Organization team investigating the origins of coronavirus has visited a Wuhan laboratory that has become a focal point of theories suggesting a leak was responsible for the pandemic.The heavily-guarded team of experts was escorted from the cordoned-off wing of their hotel to the Wuhan Institute of Virology on Wednesday by a delegation that included plainclothes security as well as foreign ministry staff. Peter Daszak, a team member and head of EcoHealth Alliance, a non-governmental organisation, told journalists the WHO experts were “asking all the questions that need to be asked”.The team of epidemiologists, zoologists, virologists and public…

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