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How to refinance your mortgage

Are you considering refinancing? Here are five steps you can take to begin the process of preparation for mediation. (iStock)If you are a homeowner and are wondering how to refinance your mortgage, now is the time to explore loan options. Since the interest rate is low, you can get an excellent deal. Refinancing your mortgage takes some time and money, so make sure you do your due diligence on types of available mortgage financing agreements, including the cost of refinancing, before submitting applications (your savings account will appreciate that).Here are the steps you can expect to take when refinancing your…

Russian opposition activist Alexei Navalny sentenced to 3½ years in jail

Russian opposition activist Alexei Navalny sentenced to 3½ years in jail

Russian opposition activist Alexei Navalny has been sentenced to three-and-a-half years in prison in a case widely seen as an attempt to neutralise President Vladimir Putin’s most prominent critic.In a tense hearing in Moscow’s Simonovsky court on Tuesday that intermittently descended into bouts of quarrelling between the legal teams, the judge agreed with prosecutors who alleged that Mr Navalny had violated the terms of a suspended sentence for fraud he received in 2014, by not immediately returning to Russia from Germany after recovering from a nerve agent poisoning last autumn.The judge said that the close to a year already served…

Every homeowner should avoid these 5 costly mistakes in refinancing mortgages

3D illustration of a rubber stamp with the word refinance over a mortgage loan sheet. Debt ... [+] consolidation and debt or loan financing concept. Getty With mortgage rates at record lows, many homeowners are chooses to refinance. If you are thinking of taking the same step, keep scrolling. I have listed five of the biggest refinancing mistakes that homeowners can make below. Read them to make sure you do not risk making the same mistakes. Refinancing at the wrong time Even if the rates are low, it does not necessarily mean that it is the right time for you…

Do you need to refinance your mortgage before retirement?

Interest rates are at record lows. How to tell if refinancing is the right choice for you when you are close to retirement. (iStock)As the coronavirus pandemic continues to test the U.S. economy, the Federal Reserve has done so reduced mortgage rates to record highs to encourage as many borrowers as possible to invest in the housing market. Depending on the details of your financial situation, this may be a good time for you to take your retirement plan a step further and keep that in mind. access these low interest rates by refinancing the mortgage (which may lead to…

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