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What you need to file a car insurance claim: South Florida Caribbean News

Being involved in a car accident can be a scary and traumatic experience. Car insurance is intended to protect the victims of an accident from the financial problems and problems that arise as a result of an accident. However, the cover is not provided automatically, you still have to file a claim to secure this compensation. Here is everything you need to know when filing your car insurance claim. Take care of your injuries If you or others involved in the accident are injured, contact your healthcare provider immediately. Your health and well-being and that of your passengers should be…

Waiting to refinance your mortgage can cost you – here’s why

Learn how much waiting to refinance your mortgage can cost you. (iStock)With the Federal Reserve location rates close to zero to spare the US from a complete economic downturn, mortgage rates are more competitive than they were before the pandemic. In fact, these are the lowest mortgage rates seen since 1971.If you are someone who always wants the absolute lowest price or the best price, it is time to act. Depending on your personal financial situation (such as your credit and debt ratio) it may now be the best (and potentially only) time to get the lowest interest rates you…

How much equity do you need to refinance your mortgage?

Take the time to run the numbers before you start applying for a home refinance.As states continue to make tough decisions about reopening the economy, many homeowners are considering taking advantage of lower interest rates with a mortgage refinance. Mortgage rates hit another historic low with 30-year fixed-rate loans averaging 2.98 percent and 15-year fixed-rate loans averaging 2.48 percent, according to Freddie Mac.Interest rates have been steadily declining since then Federal Reserve made speed reductions in March in response to the coronavirus pandemic.Since interest rates are so low, it may be a good time for you to consider refinancing your…

These are the best (and worst) reasons to refinance your mortgage

Consider your situation and goals before making this costly decision. (iStock)The coronavirus pandemic has taken a heavy toll on the U.S. economy, and while it The housing market has begun to recover from the economic downturn, many homeowners can turn to refinancing of mortgages instead of selling their home.The good news is that now may be a better time than ever to refinance your home loan. National mortgage rates have hit a record low, which makes it easier to score a lower interest rate on possibly your biggest debt. You can explore your mortgage refinancing options by visits Credible.But just…

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